Step is the one-stop banking solution for teens looking to make smarter money decisions. Step provides a FDIC-insured bank account and a Visa1 Card for free. The Step Card is a debit card that teens use, but they can build credit with every purchase. Step provides teens with real-world money practice, which helps them become financially independent. Step App gives parents insight into their teens’ spending habits and saves so they can rest assured that their teenagers’ transactions history is available. Parents can be confident that Step is setting up their teenager for financial success with features such as direct deposit, savings goals and automatic allowance payments.
Parents can reap the benefits of Step
– There are no monthly fees and no overdraft fees
Send money instantly to your teenagers
– Automatically adjust your teen’s allowances and skip or adjust at any time
Connect your debit card, bank account, or other app to make instant transfers
– Accessibility to your teen’s savings and spending habits
Customer Support 7 days a Week
– Keep teens’ credit cards frozen in case they are lost
Step – Invite your entire family to Step
Visa’s Zero Liability Policy2
Step is good for teens
Direct deposit allows you to get paid up 2 days before the due date
– There are no monthly fees and no overdraft fees
Send and Receive Money Instantly
Before you turn 18, build a positive credit history
Deposit cash at more than 70,000+ retail locations across the country
Nationally, over 30,000 ATMs are free of charge at major retailers and stores
Step Visa Card – Create your own custom Step Visa Card
– Add your Virtual Step Card for Apple Pay
To help you budget for large purchases, set savings goals
You can track your balance using the app
1Step is a platform for financial services. The Step Visa card is issued by Evolve Trust and Bank, member FDIC.
2Visa’s Zero-Liability Policy does not apply for certain transactions, prepaid cards anonymous transactions or transactions that are not processed by Visa. Cardholders should take care to protect their cards and immediately notify their financial institution if they suspect any unauthorised use.
There are 3out-of-network ATM withdrawal charges.
4Early accessing direct deposit funds is dependent on when your payer submits the payment file. These funds will generally be available the day after the payment file has been received. This could mean that the payment date may be 2 days before the actual payment date.
