Did you know that Monzo is used by over 6 million people to manage their money, spend and save? Monzo’s banking app gives you instant notifications about spending and allows you to have more control over your finances.
Use the Current Account Switch Service to open a UK bank account. We can initiate your switch within minutes and it’s 100% guaranteed.
Why Monzo?
Organize your current account using Pots and keep cash separated
Establish a budget for groceries and dining out. If you spend too quickly, be warned.
Allow the app to send you notifications whenever money leaves or enters your bank account
You can spend your card abroad without paying any fees
Split bills, send money to friends and share tabs easily
You can earn interest with a growing variety of savings options
Spend money and set aside money. Add up your payments and watch the pennies grow into pounds
– Monzo Bank will bank your salary for you if you are paid by BACS (like most people)
– You can switch your energy bill through the app. Save now and get a PS40 credit.
Say hello to Monzo Flex
Flex allows you to pay later for almost anything at your convenience. Spread the cost in 3 interest-free instalments or, if you prefer to pay more, 19% APR representative (variable), over 6 or 12 monthly instalments. You can convert almost any purchase into instalments like new headphones and tyres to your car. Flex purchases can be made in-store and online.
Flex allows you to edit your instalment plan at any time. You got paid a little more? No fees to pay your Flex balance early. You need more time? You can pay it back in one tap over a longer time period. Sign up now to see if you’re eligible. Get started today!
Select the bank account that suits you best:
Monzo Free – Our original, completely free bank account.
– A UK current account that allows you to save, borrow and overdraft.
– Instant notifications
– Pots to seperate money
– Categories of spending
Support that is awarded
Monzo’s eligible deposits are covered by the Financial Services Compensation Scheme (FSCS), up to a maximum of PS85,000 per individual.
Monzo Plus – Upgrade your personal bank account to Monzo Plus for amazing features that will help you reach your goals quicker. Users also get;
Every month, PS400 fee-free overseas withdrawals
– Virtual cards and spending categories
– A 1.00% AER/Gross interest rate (variable) on balances above PS2,000
PS5 per month. Minimum 3 months Minimum 18 years old All Ts and Conditions apply.
Monzo Premium: Upgrade your Plus or Get a Free Personal Account to Monzo Premium. Create your own bank statement with a steel plus card.
Worldwide phone and travel insurance for your entire family. Ts and Cs apply
– A 1.50%/1.49% AER/Gross variable interest rate for balances above PS2,000
Every month, PS600 fee-free overseas withdrawals
Get discounted access to more than 1,000 airport lounges around the world for you and your friends.
PS15 per month. Minimum 6 months You must be between 18 and 69 years old. These terms and conditions apply.
Monzo Joint Accounts
Our joint account is a great way to bring your money together. To make managing your money easier, pool your resources with another person.
Monzo Business Pro
For only PS5 per Month, get a complete UK business account that includes everything in Business Lite plus Tax Pots and integrated accounting. You can also access multi-user access for limited businesses, invoicing, and tax pots. These terms and conditions apply.
Monzo Business Lite
Monzo is the best, but it’s free for you and your business.
Need help? Chat, email, or call us anytime. You don’t need to visit branches or make an appointment.
Monzo Bank Limited, a company registered in England & Wales (No. 09446231). Monzo Bank Ltd has been authorized by the Prudential Regulation Authority. It is also regulated by both the Financial Conduct Authority (Financial Regulation Authority) and the Prudential Regulation Authority (prudential Regulation Authority). Our Financial Services Register number 730427 is.
