The future of banking is current. Our mobile banking app and Visa debit cards allow you to spend, save and manage your money more effectively.
Current is a financial technology company and not a bank. Choice Financial Group, Member FDIC.
Sign up now to join over 4,000,000 members who trust Current
INDIVIDUAL CURRENT ACCOUNT BENEFITS
SAVE: Save 4.00% on Savings with Pods
SAVE THE FEES: Get cash withdrawals free of charge from all 40,000 Allpoint ATMs across the U.S.2
GET PAYED: Direct deposit can make it up to 2 days quicker to get your payday.
GET REWARDED: Earn up to 15x points and cashback on swipes
SPEND: Get a stylish black Current card6, instant money transfers and spending notifications with Current Pay.7
ACCESS YOUR Instant gas hold removals to ensure your funds are immediately available.
STAY SAFE: Use privacy controls to safeguard your information and block your card from the app.
GET HELP: Chat in the app for 24/7 support and assistance.
TEEN ACCOUNT BENEFITS
SAVE: Savings Pods help teens set savings goals.
SPEND: Receive instant money transfers8 from parent or teen. You can also receive spending notifications and automatic allowance payments.
BUDGET: Learn money management tools to help teens budget.
STAY SAFE: You can pause your card right in the app, set spending limits and block merchants.
No annual fees for an Individual Current Account or Teen Account. There is no minimum account opening requirement. The app must link a parent’s account to the account of a teen.
Activate your virtual debit card to immediately start using your account.
1The Annual Percentage Yoield (“APY”) for current interest is variable and subject to change. Effective January 1, 2022, the disclosed APY will be in effect. There is no minimum balance. To earn current interest on up to $2000 per Savings Pod, you must have $0.01 in savings pods. Refer to the Current Interest Terms and conditions. https://current.com/lp/savings-with-interest
2 International cash withdrawal fees and out-of-network fees apply. Additional fees may be charged by the ATM owner. Refer to the Overdrive(tm), Features Terms and Conditions. Learn more at cdn.current.com/choice_account_agreement.pdf
3 25x rate calculated using the FDIC average National Deposit Rate for savings accounts of 0.13 https://www.fdic.gov/resources/bankers/national-rates
4. Faster access to funds can be based on a comparison of traditional banking policies, deposit of paper checks from government agencies and employers to deposits made electronically. The timing of the deposit submission by the payer will determine whether direct deposit or earlier access to funds.
Only Individual Current Accounts with participating merchants offer 5x earning rates.
6 Banking services offered by Visa(r), Debit Card issued By Choice Financial Group, Member FDIC
Visa U.S.A. Inc licenses the use of this card wherever Visa debit cards can be accepted.
7 Technical issues can cause delays but it is not common.
