Brigit: Borrow & Build Credit

4.7
183K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Get an instant cash advance*, build credit**, save money, and track your spending when you join over 4 million users on the financial health & budget app made for you. Get the money you need today and start building credit for a bright financial future.

GET STARTED WITH BRIGIT:
1. Download Brigit
2. Connect your bank account
3. Request an Instant Cash advance*
4. Get money deposited into your bank account

Itā€™s that easy! See full disclosures below.

GET CASH FAST - $50 to $250*
When you need extra money to make ends meet, Brigitā€™s got your back.
ā€¢ No credit check
ā€¢ No interest or tips
ā€¢ No late fees
ā€¢ Repay it when you get paid or can afford it

BUILD CREDIT & SAVE MONEY**
Save money & build credit without a credit card.
ā€¢ No hard pull, no credit, no interest and no security deposit required
ā€¢ Build your credit history by contributing as little as $1 per month ā€“ the rest is paid from the new account
ā€¢ Payments reported to all 3 credit bureaus - Experian, Equifax & TransUnion
ā€¢ Tally up the savings. Extra money put into the loan gets returned to you when paid off!

PROTECT YOUR MONEY
Stay on top of your credit, cash and identity.
ā€¢ Track and monitor your credit score with full credit reports
ā€¢ Real-time bank balance alerts
ā€¢ Identity theft protection
ā€¢ Free financial tools to help you save more and spend less

BUDGET BETTER
Connect your bank account to unlock financial insights for free.
ā€¢ Monitor your earnings and expenses
ā€¢ Budget smarter with bill forecasts & spending breakdowns
ā€¢ Find subscriptions you no longer need

EARN & SAVE
Weā€™re here to help you earn and save money. From side gigs to exclusive offers, your bank account will thank you.
ā€¢ Earn extra cash now with surveys & partner offers
ā€¢ Find money making opportunities including part-time, full-time, gig & remote jobs
ā€¢ Cash back, discounts, insurance savings & more

FAST LOAN OFFERS
Need to borrow $500 or more? Get matched with personal loan offers from Brigitā€™s partners. Compare offers for personal loans & online loans.

EASY SIGN UP. NO RED TAPE.
Download the Brigit app and sign up for free in minutes.
ā€¢ Brigit works with Chime, Bank of America, Wells Fargo, Chase Bank & 15,000+ more.
ā€¢ Basic Plan: Free account alerts & insights + access to exclusive earn & save offers
ā€¢ Paid Plans: $8.99-$14.99/month with cash advances* & tools to help you build credit**, budget better & save

Support 7 Days a Week at info@hellobrigit.com

Download Brigit today and empower your financial future!

DISCLOSURES
Brigit is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, FloatMe, Empower, Cash Now App, Venmo, Self, Rocket Money, Possible Finance, paycheck loans, or payday loans

Some features subject to a paid plan.

*Cash Advances:
Not all users will qualify. Subject to eligibility and Brigitā€™s approval and policies, advances range from $50 - $250. Not available in all states. Express (instant) transfer fee may apply for debit card disbursals. Advances have no mandatory min or max repayment period. Money advanced has 0% max interest. Example $100 cash advance: Sent via ACH & paid back on the date you set with 0% interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the money advance. Total Cost: $100
**Credit Builder:
Impact to credit score may vary, and some usersā€™ credit scores may not improve. Results depend on many factors including whether your loan payments are on time, the status of your other, non-Brigit accounts, and financial history. Credit builder loans are issued by Coastal Community Bank, Member FDIC. Credit builder loan example: a $600 loan, paid back over 24 months with $25 dollar monthly payments & no interest (Max 0% APR). $0 for interest, processing, origination, late payment, transfer, or early payment fees. Total Cost: $600

Privacy Policy: https://www.hellobrigit.com/privacy
Brigit
36 W 20th St
New York, NY 10011
Updated on
Apr 26, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Photos and videos, and Device or other IDs
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
180K reviews
American Mutt
April 15, 2024
It's OK, but I feel like I got mixed messages and some of them are vague communications or I just don't know where to look on the app and that's why I downgraded to the free version. I don't like paying for something that seems a little shifty or difficult to get straightforward answers. But it think the credit builder did help with my credit score a little but now you need to pay more for that option. The price hike, isn't worth it for only that 1 benefit in my opinion.
107 people found this review helpful
Did you find this helpful?
Brigit
April 15, 2024
Our Customer Care team would like to understand what went wrong with your experience. Please reach out at hellobrigit.com/support so we can review the charges in question.
Andre Vaughn
April 29, 2024
Only reason I gave it a 2 instead of a 1 is because I was able to get a loan initially. Despite the fact that I paid it back EARLY, when I needed another one a couple of weeks later I was suddenly ineligible. When I contacted customer service I got the run around...they tell me there are factors that automatically determine if you're eligible, but they don't tell me WHAT they are and they can't 'manually' change it! My situation was no different than when I took the initial loan. šŸ¤·
4 people found this review helpful
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Brigit
April 29, 2024
Unfortunately, not all Brigit members qualify right away or every time for Instant Cash. The requirements must be met consistently. If you have any questions or think thereā€™s been a mistake, chat with us at hellobrigit.com/support and weā€™ll take a look at your account!
Jonathan Vaughn
April 14, 2024
TOTAL RIPOFF!! This entire set up is a total joke. I'm paying every month for my subscription and I always repay my advances early but can never get another advance. This is the fourth time I've had to delete this app because it's taking my money every month which means I have to cancel the subscription I've already paid for, start a new account and pay again. What a scam. Also I repaid my advance early several days ago and oddly enough I'm one point shy of qualifying for another advance today.
100 people found this review helpful
Did you find this helpful?
Brigit
April 15, 2024
Changes in spending patterns, income, and other factors can mean a change in your eligibility for an advance. But weā€™re here to help! If you think thereā€™s been a mistake and would like us to manually review your approval status, chat with us at hellobrigit.com/support and weā€™ll take a look at your account!

What's new

-Need $500 or more? Now you can get personal loan offers from Brigit partners in the Earn & Save section on the app.
-No one likes bugs, we fixed ā€˜em!
-Still got issues with the app? Check out hellobrigit.com/support, or reach out to us anytime at info@hellobrigit.com so we can help.